Making your lists — and unpacking them

At the end of 2015 I uncorked a bottle of champagne and bade good riddance to a memorably bad year. I welcomed 2016 with open arms, confident that it couldn’t be worse. At the end of 2016 I viewed the coming of the new year with relief, but was not crazy enough to tempt karma again by kicking the old one out the door. I’d learned my lesson. And now I’m wondering whether I broke a mirror a few years ago without realizing it…

Ever since I bought my house I’ve been known to grumble that I wasn’t built for home ownership. Every time something goes wrong I say it again. This fall when I had to replace my furnace and I started in on the old refrain, my brother offered a bit of perspective — listen, he said, you’ve cut down your dead trees, replaced the windows and doors, the dryer, and your furnace died, what else can go wrong? Well, I said, there’s the roof. And the rest of the appliances. And the plumbing… But really, he’s right. Barring major catastrophe, we should be good for a while at least, and maybe it’s OK to relax. A bit.

What does any of that have to do with being laid off? In a word, fear. I live in fear of the house collapsing around me, but realistically, barring catastrophe, that’s unlikely to happen. It’s more useful to think about the things that could happen, and figure out how I’ll deal with them.  So let’s extrapolate that to the workplace: if your fear is losing your job, what are you afraid of? What’s the worst that could happen?

I’m a BIG fan of making lists, I make them all the time, mostly because of my crappy memory, but also because I’m a linear enough thinker that I find a visual representation of my thoughts helpful.

So think about your worst job-loss fears, and write them down. What’s the worst that could happen? I lose my job. Now unpack that. Why is that bad? Well, there’s no income. That’s a huge and highly legitimate fear. So think about what you can do if you lose your job and have no income. What resources do you have? What do you have for the short term, what can you tap into for the long term? What can you do now to increase your resources? Can you take an extra job? Is there work you can do on the side, or more hours to pick up? Is there any way to cut down on your expenses? Anything you don’t need that you can sell to add to your nest egg? Write it all down. Make a plan. And no matter what you do, remember to pocket the money instead of spending it somewhere else.

What’s the next-worst thing that could happen? Work through every fear individually. Why you’re afraid of it, and how you’ll confront it if it happens. Make sure that your planned actions and outcomes are realistic because while setting goals is very helpful, not meeting those goals depletes your confidence, even if those goals never existed in the realm of possibility in the first place. Be firm, but don’t over-promise to yourself.

Obsessing over your fears makes you feel helpless, puts you in the victim position; having a plan and working the plan helps to give you confidence — you’re taking positive steps and creating results.

And here’s to 2018 — may it be a good year for all of us.